Defaults or collection issues
If you have a default that is paid don't be concerned. If in doubt just go ahead with an application. If the default is to a bank or other finance company then you would have to clear that default before we provide finance. We would also discuss the circumstances of the default with you.
Unfortunately if you have a default to credit cards, banks or other finance companies that is unpaid then you should hold off on your application until your debts are cleared.
We hope this answers your question but if not, just complete an application and we will be in touch.