Interest Rate Disclosure

Nova Medical Finance Limited offers a discounted interest rate of 14.75% per annum for patients of the affiliated practices that are shown on our site. The interest rate for patients of non-affiliated practices is 16.75% per annum. These rates are subject to change.

If your procedure falls under a specialty that is not currently listed on the website, and there is no Nova affiliated medical professional that could perform the procedure, Nova, at its discretion, will consider offering the discounted interest rate above.

The one -off documentation fee for loans is $250 and is included in your monthly payments. This does not need to be paid upfront.

Applying through Nova Medical Finance Limited is free and you are under no obligation to uplift your loan after it has been approved.